1. Acceptance of These Terms
By accessing or using inquiryremoval.com, you agree to these Terms of Use and our Privacy Policy. If you do not agree, do not use the website.
These Terms apply to website use. If you purchase services from Inquiry Removal, a separate written service agreement may contain additional or different terms governing those services.
2. Website Purpose and General Information
Inquiry Removal provides information and assistance focused on hard credit inquiries. Website content is intended to help visitors understand common inquiry situations, available review options, and the services Inquiry Removal offers.
Website content is general information and is not a substitute for individualized legal, financial, tax, or credit counseling advice. The facts of each credit-report situation can differ, and laws, bureau procedures, lender practices, scoring models, and reporting information may change over time.
3. No Guaranteed Deletions, Scores, Approvals, or Timelines
Inquiry Removal does not guarantee that any specific hard inquiry will be deleted, that a particular result will occur within a particular time, that a credit score will increase, or that you will receive an approval, loan, card, lease, or other financial product.
Outcomes depend on individual reports, documentation, the facts surrounding each inquiry, creditor responses, credit-bureau investigations, and other factors outside Inquiry Removal's control. Past results do not guarantee future results.
4. Free Inquiry Review
The free inquiry review is an initial screening and information process. It is not a promise that an inquiry qualifies for removal, not a legal conclusion, and not acceptance of a paid service engagement.
You agree to provide information that is accurate to the best of your knowledge. The initial public review form should not be used to submit a Social Security number, full date of birth, credit-report login, password, payment-card information, full account numbers, or other highly sensitive credentials.
5. Paid Services and Written Agreements
Paid services are not governed solely by this website page. Before paid services begin, applicable service terms, pricing, scope, authorizations, cancellation rights, and other required disclosures are addressed through the written agreement or documents presented for that service.
If a written service agreement conflicts with these general website Terms concerning the paid service, the written service agreement controls to the extent of that conflict.
6. Your Right to Handle Credit-Report Disputes Yourself
Consumers may dispute inaccurate credit-report information directly with consumer reporting agencies without hiring Inquiry Removal. Government agencies and the nationwide credit bureaus provide free consumer resources for obtaining reports and disputing information.
Inquiry Removal is an optional paid assistance service for people who choose to have a specialist help organize, prepare, and follow the inquiry-review process described in the applicable agreement.
7. Acceptable Use
You agree not to use the website to:
- Submit information you know is false, misleading, or fraudulent.
- Impersonate another person or submit another person's information without lawful authority.
- Attempt to gain unauthorized access to website systems or connected services.
- Introduce malicious code, automated abuse, scraping that disrupts the service, or other harmful activity.
- Use website content or functionality in a way that violates applicable law or the rights of another person.
We may restrict or block access when reasonably necessary to protect the website, users, service providers, or Inquiry Removal from misuse, security threats, or unlawful conduct.
8. Third-Party Services and Links
The website may use or link to third-party services, including hosting, analytics, form-processing, credit-bureau, government, and educational resources. Third parties operate under their own terms and privacy practices. Inquiry Removal does not control and is not responsible for the availability, content, security, or practices of third-party websites or services.
9. Intellectual Property
Unless otherwise stated, the Inquiry Removal name, website design, branding, original text, graphics, layouts, and other original website materials are owned by or licensed to Inquiry Removal and are protected by applicable intellectual-property laws.
You may use website content for ordinary personal, noncommercial informational purposes. You may not copy, republish, sell, distribute, create a competing commercial copy from, or remove ownership notices from substantial portions of the website without permission, except as permitted by law.
10. Website Disclaimer
The website is provided on an "as available" basis. To the extent permitted by law, Inquiry Removal disclaims warranties that the website will always be uninterrupted, error-free, secure, or that all information will always be complete, current, or suitable for a particular purpose.
Nothing on the website should be interpreted as a representation that a creditor, credit bureau, lender, scoring company, government agency, or other third party has endorsed Inquiry Removal.
11. Limitation of Liability
To the maximum extent permitted by applicable law, Inquiry Removal will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising solely from use of or inability to use the public website, including loss caused by reliance on general website information or third-party resources.
Some jurisdictions do not allow certain exclusions or limitations, so portions of this section may not apply to you. Nothing in these Terms limits liability that cannot lawfully be limited.
12. Indemnification
To the extent permitted by law, you agree to be responsible for losses, claims, or expenses arising from your unlawful misuse of the website, your violation of these Terms, or information you knowingly submit without lawful authority. This section does not apply where prohibited by applicable law.
13. Changes to the Website or These Terms
Inquiry Removal may update website content, features, or these Terms from time to time. The "Last updated" date at the top of this page identifies the current version. Continued use of the website after an updated version becomes effective constitutes acceptance of the updated website Terms to the extent permitted by law.
14. Governing Law
These website Terms are governed by applicable United States law and the law that validly applies to Inquiry Removal's website operations, without overriding consumer protections that cannot lawfully be waived. Any separate paid service agreement may contain its own governing-law, venue, dispute-resolution, or arbitration terms.
15. Contact
Questions about these Terms can be submitted through ourContact page or by calling602-377-6626.