Your financing application went to several lenders. Find out how to trace the pulls back to that visit and spot anything that doesn’t match.
Dealership hard inquiry removalNationwide service · Experian, Equifax & TransUnion
We Remove Hard Inquiries
Our hard inquiry removal service prepares and sends disputes to remove inquiries from your credit reports. We handle the replies and follow-up across Experian, Equifax and TransUnion.
No Social Security number, credit login or payment details to start. Paid plans start at $199, with no monthly fee.
The review is your first step. See how hard inquiry removal works →
Inquiries found07
Flagged for review03
Bureaus03
FurnisherBureauDateStatus
NORTHSTAR AUTOExperianAPR 14Review
METRO FINANCIALEquifaxAPR 14Investigate
HORIZON CREDITTransUnionAPR 15Response
Example workflow only. Outcomes depend on the facts of each case.
All three bureaus
Disputes and follow-up
100,437Hard inquiries removed
1,123Clients served
Since 2015Focused inquiry experience
4.9Average client rating
Company-reported totals and client rating. Individual results vary.
Before your next application
Know What’s on Your Report Before You Apply Again
Your report tells you who checked your credit and when. What it may not tell you is which application was behind the check. If you’re preparing to apply again, start by matching the lender name and date to an application you recognize.
One dealership visit can explain several lender names, and an unfamiliar name doesn’t automatically mean fraud. Start with the detail that doesn’t match. That tells you what to check instead of disputing every entry.
If you find an error, you can dispute it yourself for free. If you’d rather have help sorting several pulls or following up across reports, that’s the work we specialize in.
- Note the company name, date and credit bureau for each pull.
- Compare each entry with the applications and rate checks you remember.
- Mark the entries you can’t explain or that don’t match your records.
Situations we handle
What Kind of Hard Inquiry Are You Seeing?
Start with the description that matches what happened. Each guide explains what to look for and when a closer review makes sense.
You don’t remember applying or giving permission. Start with who accessed your report and why.
Review a potentially unauthorized pullAn application you didn’t make can leave a hard pull even if no account was opened. Learn how to respond if you suspect fraud.
See the identity theft stepsYou expected to check a rate without a hard pull. Compare what the offer said with what you agreed to and what the report shows.
Check what changedThe same lender and date appear more than once. Check whether it’s a duplicate or a separate entry on another report.
Check for duplicate inquiriesThe name on your report might be a bank or financing partner you know by another name. Find out who made the pull.
Identify an unfamiliar lenderIf the details point to another person, start by documenting what doesn’t match on the affected report.
Review a wrong-person inquiryAn accurate, authorized pull generally stays. If the lender, date, or way the pull was reported doesn’t match, check the specific discrepancy.
See when a known inquiry warrants reviewOne specialty
A Team That Works on Hard Inquiries Only
We don’t hand you a template and leave you to chase the replies. We organize the inquiries in scope, send the disputes and check what changed when the responses come back.
One specialized focus
Inquiry specialists, not a general repair plan
If your concern is a set of hard pulls, you don’t need to sign up for help with collections, late payments or other account issues.
All three credit bureaus
Compare the affected reports together
One event can show up on more than one report. We match the company, date and bureau so you can see how the entries relate.
Experian guide →Equifax guide →TransUnion guide →One-time pricing
One price based on the inquiry count
Before you decide, we’ll confirm which inquiries are included and which one-time price applies. There’s no monthly membership.
Continued follow-through
Someone to review the reply with you
A response may confirm a correction, ask for more information or leave the entry unchanged. We explain what it means and handle the next step as needed under your agreement.
Meet the founder
Inquiry Removal started with a dealership.
Robert Garcia knows what it’s like to leave a dealership and find several lender inquiries you didn’t expect. It happened to him when his financing application went to lenders he hadn’t planned to apply with.
That experience led Robert to specialize in hard inquiries. He’s focused on this work since 2015, helping clients sort out what appeared on their reports and what can be done about it.
Robert Garcia, Founder and Senior Credit AnalystMeet Robert Garcia →How it works
How Does Hard Inquiry Removal Work?
The free review is where we start. Once you hire us, we take care of the disputes and follow-up so you don’t have to manage every letter and response on your own.
Tell us what happened
Share what you recognize, what you don’t, and which reports are affected. An estimate is enough to start your free review.
Find out what’s worth pursuing
We help match company names and dates to the events behind them, then explain what you can do yourself or what we can handle.
Let us handle the dispute work
If you hire us, we organize the entries in scope and prepare and send supported disputes to the appropriate companies and bureaus.
Know what changed and what’s next
Share the responses you receive. We compare them with the original inquiry list and handle any follow-up needed under your agreement.
What you do and what we do
You tell us what happened and share the responses you receive. We keep the inquiry list, prepare the communications and explain what each response means for your case.
See the Complete Process →Start My Free Review →
Talk through what happened before deciding whether to proceed.
Results documentation
How We Confirm What Changed on Your Report
A monitoring alert can tell you to look. To confirm a removal, we match the original entry against an updated report or a response that identifies the change.
WHAT WE CHECKILLUSTRATIVE RECORD
Company name, inquiry date, affected bureau and the report or response that shows what changed.
This illustration does not show a customer’s credit report.
COMPANY-REPORTED RESULTS
100,437 inquiries removed for 1,123 clients since 2015.
A removal is a change to an inquiry on a credit report. It isn’t the same as a score increase or a lender’s approval decision.
Individual results vary. Past results do not guarantee future removals or credit score changes.
How We Document Results →Already disputed the inquiry?
Keep the original request and the response. We can look at what you sent, what the company said and whether there’s a reason to follow up instead of sending the same dispute again.
Show Us What Happened →One problem. One clear price.
How Much Does Hard Inquiry Removal Cost?
Hard inquiry removal costs $199, $299, $399, or $499 with Inquiry Removal, depending on the total number of inquiries included. Every plan includes the affected credit bureaus, inquiry organization, dispute preparation and submission, response review, and continued follow-through.
Focused Removal
$199
One-time price · 1 to 10 total hard inquiriesBest for: A short list of inquiries, such as a few unfamiliar lender names.
- All affected credit bureaus
- Organized inquiry list
- Supported disputes prepared and sent
- Response review
- Additional follow-up as needed
- Phone, text, or email communication
- No monthly fees
Expanded Removal
$299
One-time price · 11 to 20 total hard inquiriesBest for: A longer list, such as lender entries from a dealership visit or several applications.
- All affected credit bureaus
- Organized inquiry list
- Supported disputes prepared and sent
- Response review
- Additional follow-up as needed
- Phone, text, or email communication
- No monthly fees
Complete Removal
$399
One-time price · 21 to 30 total hard inquiriesBest for: A larger list that may include several lenders, dates or affected reports.
- All affected credit bureaus
- Organized inquiry list
- Supported disputes prepared and sent
- Response review
- Additional follow-up as needed
- Phone, text, or email communication
- No monthly fees
Extensive Removal
$499
One-time price · 31 or more total hard inquiriesBest for: 31 or more inquiries in scope. This tier has no upper count limit.
- All affected credit bureaus
- Organized inquiry list
- Supported disputes prepared and sent
- Response review
- Additional follow-up as needed
- Phone, text, or email communication
- No monthly fees
Start with an estimate
Don’t guess which entries are included. We’ll help you confirm the total and explain the written terms before you decide.
Compare Hard Inquiry Removal Pricing →Questions, answered
Hard Inquiry Removal Questions
Straight answers about reports, timing, pricing, authorization, and what happens next.
See All Hard Inquiry Removal Questions →Can you work with Experian, Equifax, and TransUnion?
Yes. Inquiry Removal works with hard inquiries appearing on Experian, Equifax, and TransUnion reports. If inquiries appear on more than one bureau, the affected reports can be handled together under the applicable service plan.
How quickly can hard inquiries be removed?
Timing depends on the evidence and how the lender and bureau respond. If you have an application deadline, tell us during your review. We can discuss what’s realistic, but we cannot promise a removal by a specific date.
Is Inquiry Removal a monthly service?
No. Inquiry Removal uses one-time pricing based on the total number of hard inquiries included in your service. Current plans are $199 for 1–10, $299 for 11–20, $399 for 21–30, and $499 for 31 or more, with no recurring monthly membership fee.
What if I do not know how many inquiries I have?
Start with the free inquiry review. An estimate is enough to begin. We can help organize the inquiry list and determine which plan matches the total service scope.
What if I recognize the inquiry but still want it removed?
Accurate, authorized inquiries generally stay until they age off. If something about the company, date or reporting looks wrong, tell us what doesn’t match so we can help you assess it.
Do I have to write the disputes myself?
No. Dispute preparation and submission are part of the Inquiry Removal service. You provide the necessary information and keep us updated when responses arrive.
What happens after a response comes back?
Send it to us. We review the response against the inquiry list, determine what changed, and explain whether additional follow-up is needed.
Do soft inquiries matter?
Soft inquiries generally do not affect your credit score. Inquiry Removal focuses on hard inquiries because hard pulls are associated with applications for credit and may be considered by scoring models and lenders reviewing recent credit activity.
Free personal review
Start Your Free Hard Inquiry Review
Tell us what you’re seeing and why it concerns you. You can start without knowing the exact count or choosing a plan. A specialist will follow up to discuss your options.
No sensitive documents neededKeep your Social Security number, birth date, credit-report login and payment details out of the form.
Ready when you are
Get a Team to Handle Your Hard Inquiries
Tell us which inquiries you want addressed. We’ll explain the work we can take on and confirm your one-time price before you decide.
No payment or plan selection is required to request a review.