Can I call first?
Yes. Call or text before choosing a plan. The first analysis is free.
Stop Letting Unauthorized Hard Inquiries Destroy Your Credit Score
We remove hard inquiries from your Experian, Equifax, and TransUnion credit reports — using federal law, custom disputes, and 11 years of specialized experience — so your score goes back up and you finally get approved for what matters most.
What's bringing you here today?
One flat fee starting at $199. No monthly charges. No credit card required for your free consultation.
Trusted nationwide
11Years
Specialized Experience
(Since 2015)
1,123
Clients Helped Nationwide
100,437
Hard Inquiries Permanently Deleted
4.9
Average Rating — 312 Google Reviews
We are not a generalist credit repair company. We do one thing — remove hard inquiries from your Experian, Equifax, and TransUnion credit reports — and we have spent over a decade becoming the best in the country at it.
ForbesBloombergCNBCBusiness InsiderMarketWatch
Best of 2025
Before you clickThree quick answers that remove the usual hesitation.
Do I need all 3 bureaus?
Not always. We help you identify whether Experian, Equifax, TransUnion, or all three apply.
Will I be pressured?
No. You get clear next steps first, then you decide whether to move forward.
Choose your path
Tell Us What You Need. We'll Route You to the Right Next Step.
Most visitors do not know which bureau or plan they need. This selector removes the guesswork and keeps the process moving.
I need all 3 bureaus reviewed
Best if you have inquiries across Experian, Equifax, and TransUnion, or you are not sure where the problem is yet.
Start 3-bureau reviewI only need Experian
A focused path for Experian-only hard inquiry issues, including questionable lender, dealership, or application pulls.
Experian helpI only need Equifax
A focused path for Equifax inquiry problems when you want the process, proof, and next steps explained clearly.
Equifax helpI only need TransUnion
A focused path for TransUnion hard inquiry challenges, including what may qualify and what happens next.
TransUnion helpI see inquiries I do not recognize
Start with a free analysis so we can help you separate questionable, unauthorized, and identity-theft-related inquiries.
Check my situationI need someone to tell me where to start
No problem. The free analysis is built for people who know something is wrong but do not know which plan or bureau applies.
Guide me✓ Free analysis✓ No pressure✓ Clear next steps
Built for trust
Premium Design Is Nice. Trust Is What Makes People Call.
Inquiry Removal should feel as polished as a modern fintech product and as clear as a serious financial service. Every trust signal below supports that experience.
FCRA-aware dispute strategy
Every dispute is built around authorization, permissible purpose, bureau response patterns, and the specific inquiry source on your reports.
Flat-fee clarity before you start
You know the plan, the price, and the next step before paying. No monthly billing trap and no confusing subscription clock.
Privacy-first intake
The experience is designed to collect only what is needed, explain why it is needed, and keep the path simple on mobile.
Realistic expectations
No fake guarantees. No pressure. You get a clear explanation of what can be challenged, what may not qualify, and what happens next.
Does Any of This Sound Familiar?
You went to one dealership and woke up with 20 hard inquiries
You told them not to shop your application around. They did it anyway. Now you're watching your score tank for something you never actually agreed to.
There's an inquiry on your report you don't even recognize
You didn't apply for anything. But there it is — a hard pull from a company you've never heard of. That's not a glitch. That's unauthorized. And it's costing you points every single month it sits there.
The home you've been working toward keeps slipping further away
Surface pain
Your lender said your score isn't quite high enough.
Real pain
The hard inquiries dragging your number down aren't even yours — you never authorized them.
Deep pain
The life you've been building toward — the neighborhood, the front door, the fresh start — feels further away every time you check your report.
You tried disputing them yourself and hit a wall
You sent letters. You filed disputes. The bureau came back and said the inquiry was "verified." What they didn't tell you is that "verified" and "authorized" are two different things — and that distinction is exactly where we win.
You've been paying a credit repair company for months and nothing has moved
Surface pain
Another monthly charge hit your account this week.
Real pain
Six months in, those same inquiries are still sitting on your report.
Deep pain
You trusted someone with your financial future and they've been billing you while your credit stands completely still.
You've been told hard inquiries can't be removed — and that's simply wrong
Unauthorized hard inquiries can absolutely be removed. Federal law gives you that right. Most people just don't know which laws apply, how to use them, or who actually specializes in doing this correctly.
Here is what most people never find out — the hard inquiries that don't belong on your report don't have to stay there for two years. You have federal rights. We know exactly how to use them.
Before you decide
The Questions People Ask Right Before They Call.
The best websites remove friction before the visitor feels it. This section handles the silent objections that usually stop someone from taking action.
What if the inquiry is legitimate?
We review the situation first. Some inquiries qualify for challenge, some do not. You get the honest answer before choosing a plan.
Will this hurt my credit?
The goal is to challenge questionable hard inquiries through the bureaus, not add debt, apply for new credit, or create new risk.
How long does it take?
Many bureau responses arrive within 30 to 90 days, but the exact timeline depends on the bureau, inquiry source, and file complexity.
Can I do this myself?
Yes. But most people get stuck when the bureau says an inquiry was verified. We help with the strategy, documentation, and next step.
Not sure which situation you are in?Start with the free analysis. It is built to route you to the right next step.
Start Free AnalysisThere Is a Better Way. And It Was Built for Exactly This.
Robert Garcia founded Inquiry Removal in 2015 after living this problem firsthand. He walked into a dealership, told them not to send his application anywhere, and watched as his perfect credit took a 100-point hit from inquiries he never authorized. As a former senior credit analyst who spent years in the disputes department of a major financial institution, he knew those inquiries didn't belong there — and he knew which federal laws could remove them.
So he built the only company in the country that does one thing and one thing only: removes hard inquiries. Not collections. Not late payments. Not charge-offs. Just inquiries. That singular focus means our team knows the FCRA, FDCPA, FACTA, and Metro 2 compliance standards at a depth that generalist credit repair companies simply don't have — because for them, inquiries are one line item on a long checklist. For us, they are the entire job.
The big credit repair companies — Lexington Law, Credit Saint, The Credit People — were built on monthly subscriptions. The longer you stay stuck, the more they earn. They need you in the problem. We operate on a single flat fee because we need you out of it. We fight alongside you against the dealerships that ignored your instructions, the identity thieves who opened lines of credit in your name, and the bureaus that keep verifying inquiries that were never authorized. When you win, we're done. That's how it should work.
The people who come to us aren't financially irresponsible. They're people who went car shopping and got ambushed. They're people whose information was stolen. They're people who applied online and had no idea their report would be sent to thirty different lenders. They deserve better than a monthly subscription that turns their problem into someone else's profit.
The only nationwide service that specializes exclusively in hard inquiry removal
Every dollar, every dispute, every hour goes toward this one result
Custom dispute letters built specifically for your report and your inquiries
Not recycled templates that credit bureaus recognize and dismiss in bulk
Federal law as your weapon
FCRA, FDCPA, FACTA, and Metro 2 — we know which law applies to which inquiry and exactly why it matters
The path
A Simple Process That Feels Premium, Fast, and Clear.
Elite websites make complex things feel obvious. This is the inquiry-removal journey in four clean steps, built for desktop and mobile clarity.
Free inquiry analysis
We review your situation, identify which bureaus are involved, and explain whether your inquiries are worth challenging.
Custom bureau strategy
Your dispute path is built around the inquiry source, your stated authorization issue, and the bureau-specific response pattern.
Submit and monitor
The dispute package is submitted, bureau responses are tracked, and verified responses are reviewed for follow-up strategy.
Move forward cleaner
As inquiries are removed or updated, you receive next steps so you can move toward the approval, score, or financing goal that brought you here.
Here's How It Works — Three Steps to a Cleaner Report
And the process is a lot simpler than you'd expect.
- YOUtakes 15 minutes
Step 1: Book Your Free Consultation
We review your credit reports together and identify every hard inquiry that shouldn't be there — across all three bureaus. You'll know exactly what can be removed and what your score could look like before you spend a single dollar. No pressure. No obligation. Just complete clarity.
- WEthe heavy lifting
Step 2: We Build Your Custom Disputes and Fight Every Bureau
We create personalized dispute letters for every removable inquiry on your Experian, Equifax, and TransUnion reports — using the precise federal laws that apply to your specific situation. We handle every submission, every communication, and every follow-up. No templates. No guesswork. Just targeted legal expertise applied to your exact case.
- YOUthe good part
Step 3: Watch Your Score Climb — Then Do What You've Been Waiting For
Within 30 to 90 days, unauthorized inquiries start disappearing from your report. Your score goes back up. And the mortgage you've been waiting to qualify for, the car loan you kept getting denied for, the fresh financial start you've been working toward — all of it gets measurably closer.
Real Clients. Real Inquiries Removed. Real Score Increases.
- 5 out of 5 stars
"I went to three car dealerships in one weekend without realizing what was happening to my credit. Inquiry Removal removed 19 inquiries in 47 days and my score jumped 94 points. We just closed on our first home — and none of it would have happened without this team."
Result Tag: 19 inquiries removed+94 points in 47 days - 5 out of 5 stars
"Someone had been using my information everywhere — I found 34 inquiries on my report from companies I'd never heard of. Robert's team removed every single one of them within 61 days. My score went up 112 points and I finally feel like I have my credit — and my life — back."
Result Tag: 34 fraudulent inquiries removed+112 points in 61 days - 5 out of 5 stars
"I spent months trying to dispute on my own and got nowhere. One call with Inquiry Removal changed everything. They knew exactly which laws applied and which bureau to push on. 27 inquiries gone in 55 days, and I'm finally getting approved again."
Result Tag: 27 inquiries removed+97 points in 55 days
Everything You Get When You Work with Inquiry Removal
Three-bureau inquiry removal — all at once
We dispute directly and simultaneously with Experian, Equifax, and TransUnion — targeting every unauthorized, excessive, or fraudulent hard inquiry across all three reports. Not just one bureau. Not just the obvious ones. Every inquiry that doesn't belong there.
Custom Dispute Letters — Never Templates
Every letter is built specifically for your inquiries, your bureaus, and the federal laws that apply to your case. Credit bureaus recognize and dismiss boilerplate templates. Ours don't look like anything else because they aren't.
One Flat Fee — No Monthly Charges. Ever.
Pay once. We work until it's done. No subscriptions. No recurring billing. No financial incentive for us to move slowly. Plans start at $199 based on your total inquiry count.
Federal law as your weapon
FCRA. FDCPA. FACTA. Metro 2. We know exactly which law applies to which inquiry type and how to use it. This is all we do — and we've been doing it since 2015.
A Dedicated Specialist — Not a Call Center
You work with one person who knows your file. You can reach us. We answer. That's not a marketing line — it's our policy.
100% money-back guarantee
If no inquiries are removed within 90 days, you receive a full refund. No runaround. No fine print built to trap you.
Post-Deletion Credit Protection Strategy
After your inquiries are removed, we give you a personalized plan for protecting your score going forward — so what we fought for stays in place.
Free consultation. Zero obligation.
We review your report first. You see exactly what can be removed before you spend a dollar.
Who this is for
- You recently visited a car dealership and discovered multiple hard inquiries you never agreed to
- You've found unauthorized or unrecognized inquiries on your report and suspect identity theft
- You're trying to qualify for a mortgage, auto loan, or credit and your inquiry count is the barrier
Who this is not for
- Anyone looking to remove collections, late payments, charge-offs, or other negative items — that's not our specialty and we won't pretend it is
- Anyone looking for a monthly subscription with no defined end date and no flat-fee commitment
Our Promise to You — In Plain Language
If we do not remove any hard inquiries from your credit report within 90 days of beginning service, you receive a full refund — no runaround, no finger-pointing, no fine print designed to keep your money.
We verify results before processing any refund, because that is the honest way to handle it. In nearly 11 years and over 1,123 clients, we have used a review-first qualification standard so clients understand the likely path before moving forward. We tell you about the guarantee because you deserve to know it exists before you trust us with anything.
Individual results vary based on each client's specific credit report, inquiry type, and bureau response. Most clients see removals within 30 to 90 days.
Ready to Stop Letting Unauthorized Inquiries Control Your Future?
Your credit score is not broken. It has been pulled down by hard inquiries that don't belong on your report. We know how to remove them. We know which laws apply. We know which bureau to push and when. And we work as fast as legally possible — because your goals don't have time to wait.
"My lender told me the only thing standing between me and my mortgage was my inquiry count. 22 inquiries removed, 88 points gained, and we closed six weeks later. Best $299 I've ever spent."
Sophia M.Mortgage ApplicantDallas, TX ⭐⭐⭐⭐⭐
Stop letting unauthorized inquiries control your future. The life you've been working toward is closer than you think.
Questions We Hear Every Single Day
Will this actually work for my situation?
Yes — if you have unauthorized, excessive, or fraudulent hard inquiries on your credit report, we can dispute them using federal law. We offer a completely free consultation specifically so you can see exactly what's removable and what your score improvement could look like before you spend anything. No two credit reports are identical, which is why we look at yours first.
Can you really remove hard inquiries — or just dispute them?
We have permanently removed over 100,437 hard inquiries across Experian, Equifax, and TransUnion since 2015. We do this using the FCRA, FDCPA, FACTA, and Metro 2 compliance laws — not generic templates, not guesswork. Our review-first qualification standard exists because we know which law applies to which type of inquiry and why. Disputing and removing are the same outcome when you know what you're doing.
How soon will I see results?
Some clients see their first removals in as few as 14 days. Most see full results within 30 to 90 days. We are transparent about timelines from the very first conversation — we work as fast as the law allows because we know your goals are on a real schedule.
What if I've already tried another company and got nothing?
We hear this regularly, and the answer is almost always the same: the company you worked with was a generalist. They treated inquiry removal as one item on a long checklist, using the same strategy they'd use for a collection or a late payment. Inquiry removal requires a completely different approach — specific federal laws applied to specific inquiry types, sent to specific bureaus in a specific way. That specialization is the only thing we do. It's why we succeed where others stall.