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Soft-pull promise

You were told it would not affect your credit.

Review a hard inquiry that appeared after a company described its credit check as a soft pull or no-impact eligibility check.

What was promisedWhat was reportedAvailable next steps

01

Preserve what you were told.

Save the application language, advertisement, email, text message, or other disclosure that described the check as a soft inquiry or said it would not affect your credit.

  • Capture the original offer language
  • Record the inquiry date and bureau
  • Identify the company shown on the report
  • Keep related emails or messages

02

Compare the promise with the report.

A focused review connects what you were told with what actually appeared on your credit report and helps determine the available removal path.

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