An inquiry that was reported incorrectly or doesn’t belong to you may be removed. Start with the company, date and bureau on your report. If you want someone to handle the dispute and follow-up, that’s the work we do.
Free review, not an eligibility verdict. Accurate legitimate inquiries usually need to age off.
100,437Inquiries removed
1,123Clients served
Since 2015Hard inquiry specialists
4.9Average rating
Company-reported figures. Individual results vary. No specific deletion, timeline, score increase, or approval is guaranteed.
Can your hard inquiries be removed?
Compare the company name, date and bureau with your own records. An unfamiliar name is a reason to identify the company, not proof of fraud. An entry that belongs to someone else, reflects a fraudulent application or was reported incorrectly may give you a reason to dispute it.
What to know before you start
Match the report entry to the application or credit check you remember.
If the entry doesn’t match, note exactly what is wrong.
You can dispute an error yourself for free.
A free review can help you decide what to do; it does not enroll you in a plan.
Put the facts to work
Choose a next step, not an automatic eligibility verdict
A review is an investigation of the facts, not a promise of deletion. Not opening an account, being denied, or regretting an application does not by itself invalidate a legitimate inquiry.
Choose a next step, not an automatic eligibility verdict
What you see
What to establish
Useful next step
A legitimate, accurately reported application
The company, date and application match
Normal aging and monitoring; removal is not promised
An unfamiliar company name
Whether a partner bank or lender handled an application
Identify the company before alleging fraud
A repeated entry or wrong date
Which specific record conflicts with the application
Document the mismatch and request an investigation
An application you did not make
Whether someone actually used your identity
Take protective steps and follow the official fraud route
Another person's information
Other mixed names, addresses or accounts
Investigate a mixed file; wider corrections may be needed
A promised soft check followed by a hard pull
The exact disclosure and any later formal application
Preserve the sequence and investigate a real mismatch
Start with the detail you can point to on the report. Different problems call for different evidence.
Possible unauthorized pull
You can’t connect the entry to an application or another legitimate reason for the check.
Possible identity theft
The inquiry points to an application someone may have made in your name.
Possible duplicate
The same pull appears twice on one report. Check the company, date and bureau before treating it as a duplicate.
Wrong person
The company or bureau confirms the entry is tied to someone else’s information.
02
Several Lenders After One Dealership Visit
Several lenders on a report can trace back to one application. Compare the names and dates with your dealer paperwork. A lender that can’t connect its pull to your application deserves a closer look.
Rate-shopping treatment can change how qualifying auto-loan pulls count toward a score. It does not make separate report entries disappear.
03
What If You Recognize the Inquiry but Still Want It Removed?
Recognizing an inquiry does not automatically answer every question about it. The review can still examine what was disclosed, which company accessed the report, how many pulls occurred, which bureaus were used, and whether the entry was reported accurately.
At the same time, an accurate legitimate inquiry is not removable merely because you later regret the application. The facts have to support the removal path.
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What to Bring to a Free Inquiry Review
An estimate is enough to get started. If you already have the report, keep it handy for the conversation. Don’t upload it or send account credentials with your request.
Company name as it appears on the report
Inquiry date and the bureau that lists it
Application or rate check you remember
Disclosure or confirmation you received
Any reply from a prior dispute
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What You’ll Know Before You Decide
We’ll explain whether the entry looks accurate, needs more information or gives you a reason to dispute it. If you want us to handle the work, we’ll explain which entries are in scope and confirm the one-time price before you decide.
Your choice
Want Us to Handle the Inquiry Removal Process for You?
You can dispute inaccurate credit-report information yourself for free. Our paid service is for people who want help organizing the inquiries, preparing appropriate communications, reviewing responses and managing follow-up under the service agreement. Scope and price are confirmed before you decide.
Straight answers about the service, packages, timing, bureaus, and what happens next.
Do I need to know whether my inquiry qualifies before contacting you?+
No. The point of the free review is to help organize the inquiry and determine which removal path, if any, fits the facts.
Are unauthorized inquiries eligible for review?+
Yes. Unauthorized inquiries are one of the core situations we review, along with fraud, duplicates, wrong-person inquiries, dealership clusters, and unexpected hard pulls.
What about an inquiry I recognize?+
Tell us the full story. Recognition alone does not answer whether the inquiry was accurately reported or whether the disclosure, company identity, number of pulls, or surrounding facts raise another issue.
Can an accurate legitimate inquiry always be removed?+
No. Accurate legitimate inquiries are not automatically removable. A removal request should be supported by a factual issue rather than simple regret.
Does eligibility depend on my credit score?+
The inquiry review focuses on the reported entries and what happened. Your current score is not what determines whether an inquiry is accurate, unauthorized, fraudulent, duplicated, or connected to the wrong person.
Does the free review guarantee removal?+
No. The review identifies the situation and possible path. Results vary and no specific deletion, timeline, score increase, or approval is guaranteed.
Start with a free review. We identify the entries, investigate the circumstances, and explain whether supported disputes or normal aging are the relevant next step. A review does not guarantee removal.
