Unauthorized inquiry
You cannot connect the pull to permission, an application, or another valid reason.
Hard inquiry removal eligibility
Hard Inquiry Removal Eligibility: Can Yours Be Removed?
Hard inquiry removal eligibility is not something you should have to diagnose before asking for help. Show us the inquiries you want removed and tell us what happened. We review the creditor names, dates, affected bureaus, application context, authorization facts, and any records that help explain the pulls. Some situations are straightforward, while others require more investigation before the right path is clear. The free review is designed to answer that question first, then explain the one-time service option if you want us to handle the process.
Free personal review. No pressure. Clear one-time pricing.
100,437Inquiries removed
1,123Clients served
Since 2015Hard inquiry specialists
4.9Average rating
Individual results vary. No specific deletion, timeline, score increase, or approval is guaranteed.
Can your hard inquiries be removed?
The answer depends on the inquiry, not on a one-size-fits-all label. We review what is actually on the report, how the company name connects to the event, whether the inquiry appears accurate, what authorization or permissible purpose existed, and whether fraud, duplication, mixed information, or another issue is involved. You do not need to classify the inquiry correctly before contacting us.
What to know before you start
- You can start even if you do not know whether the inquiry qualifies.
- Unauthorized, fraudulent, duplicate, wrong-person, and unexpected inquiries each require different facts.
- Recognizing the company does not end the review if the reporting or disclosure still raises a real issue.
- The free review is for deciding the path before you buy a package.
What Hard Inquiry Situations Usually Deserve a Closer Review?
Hard inquiries usually deserve a closer review when something about the company, authorization, identity, duplication, reporting, or application event does not line up with what actually happened.
Identity theft
Someone may have applied using your personal information.
Duplicate inquiry
The same event appears more than once in a questionable way.
Wrong person
The pull appears connected to another consumer or mixed data.
Can a Dealership Inquiry Cluster Be Reviewed?
Yes. A dealership inquiry cluster can be reviewed by mapping the lender names, dates, bureaus, application event, and what you understood would happen with your credit.
Multiple auto-loan inquiries can receive rate-shopping treatment for scoring purposes, but scoring treatment is a different question from whether each reported pull accurately reflects what occurred.
What If You Recognize the Inquiry but Still Want It Removed?
Recognizing an inquiry does not automatically answer every question about it. The review can still examine what was disclosed, which company accessed the report, how many pulls occurred, which bureaus were used, and whether the entry was reported accurately.
At the same time, an accurate legitimate inquiry is not removable merely because you later regret the application. The facts have to support the removal path.
What Does the Free Eligibility Review Look At?
The free eligibility review looks at the inquiry list, creditor names, dates, affected bureaus, application or dealership context, what you were told, and the result you are trying to achieve.
- Experian, Equifax, and TransUnion
- Creditor and lender names
- Inquiry dates
- Application context
- Authorization and disclosure facts
- Possible fraud or mixed data
What Happens After the Eligibility Review?
After the review, we explain the inquiry-removal path we see and the one-time package that matches your total inquiry count if you want us to handle it.
Pricing is $199 for 1 to 10 inquiries, $299 for 11 to 30, and $499 for 31 or more. You decide whether to move forward after the review.
Your choice
Want Us to Handle the Inquiry Removal Process for You?
If you do not want to organize every inquiry, write the communications, chase responses, and manage follow-up yourself, that is exactly where Inquiry Removal comes in. Choose a one-time package based on your total inquiry count and let a specialist handle the process.
Questions answered
Questions Before You Start
Straight answers about the service, packages, timing, bureaus, and what happens next.
Do I need to know whether my inquiry qualifies before contacting you?
No. The point of the free review is to help organize the inquiry and determine which removal path, if any, fits the facts.
Are unauthorized inquiries eligible for review?
Yes. Unauthorized inquiries are one of the core situations we review, along with fraud, duplicates, wrong-person inquiries, dealership clusters, and unexpected hard pulls.
What about an inquiry I recognize?
Tell us the full story. Recognition alone does not answer whether the inquiry was accurately reported or whether the disclosure, company identity, number of pulls, or surrounding facts raise another issue.
Can an accurate legitimate inquiry always be removed?
No. Accurate legitimate inquiries are not automatically removable. A removal request should be supported by a factual issue rather than simple regret.
Does eligibility depend on my credit score?
The inquiry review focuses on the reported entries and what happened. Your current score is not what determines whether an inquiry is accurate, unauthorized, fraudulent, duplicated, or connected to the wrong person.
Does the free review guarantee removal?
No. The review identifies the situation and possible path. Results vary and no specific deletion, timeline, score increase, or approval is guaranteed.
Free personal review
Ready to Start Removing the Hard Inquiries on Your Report?
Start with a free review. We will organize the inquiries you want removed, confirm the package that matches your total count, and handle the process from there.
Check My Inquiry Eligibility →