Most people who find Inquiry Removal are not thinking about the dollar cost of their situation yet. They are thinking about the home they cannot get approved for. The car loan that came back at a rate so high it made the monthly payment unworkable. The mortgage application that keeps getting kicked back because of a number that does not reflect a single financial decision they actually made. The feeling that one afternoon at a dealership, or someone else's theft of their identity, is standing between them and the life they have been building toward.
Here is what that feeling costs in actual dollars. On a $300,000 mortgage, the difference between a 680 credit score and a 740 credit score is typically 0.5 to 1.5 percentage points of interest. At 1 point of difference, that is $3,000 per year — $90,000 over the life of a 30-year loan — paid to a lender because a cluster of unauthorized hard inquiries suppressed a score that should have been higher. On a $35,000 auto loan, the same score gap can mean the difference between a 5% rate and a 10% rate — a difference of over $9,000 in total interest paid. And that is before accounting for the applications that don't get approved at all — the opportunities that simply never materialize because the score didn't clear the threshold.
Hard inquiries can lower a credit score by 5 to 10 points each. A single dealership visit that results in 20 unauthorized credit pulls can drop a score by 80 to 100 points or more in a single afternoon. At that level of suppression, the financial consequences are not theoretical — they are built into every loan offer, every insurance premium, and every credit decision made against that score for as long as the inquiries remain.
Now look at our pricing. A single flat fee — paid once, never again — ranging from $199 to $499 depending on your inquiry count. No monthly charges. No reason for us to move slowly. Just one payment, one focused effort, and every federal law at our disposal applied to getting your score back where it belongs. What you spend here is not a cost. It is the thing that stops the much larger, much quieter cost that has been running in the background every single day those inquiries have been sitting on your report.
Inquiry Removal charges a one-time flat fee of $199, $299, or $499 based on the total number of hard inquiries across all three credit bureaus — with the same white-glove service, custom dispute letters, and 100% money-back guarantee at every tier.
