Experian Dispute Letter Template

Experian
P.O. Box 4500
Allen, TX 75013

Date: __________________

Subject: Request to Reinvestigate Unauthorized Hard Inquiry

To Whom It May Concern,

I am writing to dispute a hard inquiry appearing on my Experian credit report that I believe was obtained without my authorization or without a legally permissible purpose under the Fair Credit Reporting Act.

Inquiry details:
- Company name: __________________
- Date of inquiry: __________________
- Report reference or file number, if available: __________________

I am requesting that Experian conduct a reinvestigation of this inquiry and verify whether the company had a legally valid permissible purpose to access my credit file. If the inquiry cannot be verified as authorized and permissible under the FCRA, I request that it be removed from my Experian credit report.

I have enclosed copies of the following supporting materials, if applicable:
- A copy of my Experian credit report with the disputed inquiry marked
- Identification documents
- Proof of address
- Supporting documentation relevant to the dispute

Please provide written confirmation of the results of your reinvestigation.

Sincerely,

Name: __________________
Address: __________________
City, State, ZIP: __________________
Phone: __________________
Email: __________________

Note: This is a general educational template and not legal advice. Inquiry Removal customizes dispute letters to the specific inquiry, facts, and federal law involved in each case.